Commercial Bridging Loans

A commercial bridging loan is a short-term loan to purchase, refurbish or redevelop a commercial property.  The loan is very similar to a residential bridging loan which is used to finance a gap for the short term such as:

  • Awaiting a tenant (Commercial Buy to Lets)
  • Commercial property auction
  • Need to get experience as a commercial landlord in order to get a buy to let mortgage or get 1 years worth of accounts before remortgaging
  • Change of use
  • Refurbishment/redevelopment on properties that are unable to get a conventional commercial mortgage
  • Chain break
  • Cashflow injection (bridging loan/finance for business)

So long as the required security can be provided alongside a valid exit strategy for repaying the money, a commercial bridging loan can be used for almost any business-related purpose. From initial business establishment costs to financing tax liabilities to simply providing additional working capital as and when necessary.

To qualify for a commercial bridging loan, at least 40% of the property in question must be used for commercial purposes. For example, if the property combines a retail unit with a residential flat above, the commercial part of the property would need to represent at least 40% of its overall value.

Key Features of our Commercial Bridging Loans

  • Available from £30,000 upwards
  • Interest is rolled over so there are no monthly payments to be made, you would repay the whole balance, interest plus capital at the end of the term or when repaying the loan in full
  • No early repayment charges or exit fees
  • Available from 1- 18month term
  • Can be on 1st and 2nd charge basis
  • Available on HMO’s
  • Farms and agricultural properties

To find out more please fill in our quick online enquiry form and one of our trained commercial specialists will give you a call to go through your requirements

2 Nursery Court, Unit 2C, Kibworth Business Park, Harborough Road, Kibworth Harcourt, Leicestershire, LE8 0EX

The advice and processing on all financial products introduced via this website will be handled by UK Property Finance Ltd, which is authorised by The Financial Conduct Authority (FCA) no 667602. The FCA do not regulate all mortgages such as Buy to Let and Commercial. Think Carefully before securing debts against your home. Your property could be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

Scroll To Top