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- Best bridging loan rates
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Best Value Bridging Loans in Gloucestershire
Need quick finance for a property in Gloucestershire? We provide bridging loans with rates starting at 0.55% per month. Whether you’re eyeing a fixer-upper in the Cotswolds or a swift purchase in Cheltenham, our flexible loans deliver funds in as little as 3–7 days.
What is bridging finance?
A bridging loan is a short-term, secured loan that helps you cover immediate property costs until permanent funding or a sale comes through. With terms from 6 to 18 months, it’s ideal for fast-moving opportunities in Gloucestershire’s property scene.
Why it works: Borrow from £20,000, with no monthly payments thanks to rolled-up interest, and often no exit fees, however, some lenders might have a minimum interest period
Bridging loans in Gloucestershire: Local benefits
Gloucestershire offers a mix of bustling towns like Gloucester and serene villages in the Cotswolds, making it a hotspot for property ventures. Bridging loans help you:
- Grab auction deals: Act fast on properties in Stroud or Tewkesbury with tight deadlines.
- Fix funding gaps: Move into your dream Gloucestershire home before selling your current one.
- Boost value: Renovate properties in growing areas like Cirencester.
With its strong transport links to Bristol and London, Gloucestershire is ripe for investment, bridging loans make it happen.
Rates and fees explained
Our rates begin at 0.55% per month, varying up to 2% based on your situation. Key factors include:
- Loan-to-value ratio: Lower ratios (e.g., 60%) often mean lower rates.
- Property details: Residential homes in Gloucestershire may cost less to finance than commercial sites.
- Repayment plan: A solid exit strategy keeps rates competitive.
Typical costs
Rates/fee’s | Cost |
Interest Rate | 0.55%–2% per month |
Arrangement Fee | 2% of loan |
Valuation Fee | £500–£2,500 |
Exit Fee | £0, however, some lenders might have a minimum interest period |
Example: A £150,000 loan at 0.5% monthly interest over 6 months incurs £4,500 in interest, plus a 1.5% arrangement fee (£2,250), totalling £156,750 repayable. For exact costs, make sure to use our bridging finance calculator.
How to get started
Applying is simple with us:
- Check costs: Use our free online tool for a quick estimate.
- Talk to us: Get a decision in hours from our team.
- Valuation: We assess your Gloucestershire property fast.
- Get your funds: Money in your account in 3–7 days.
Why choose us?
We’re FCA-regulated, offering:
- Low rates: From 0.55% per month.
- Speed: Funds in days for Gloucestershire deals.
- Expertise: Tailored advice for the local market.
Don’t delay, call us to start your application.
We provide finance across the UK: