Why choose us for bridging finance?
- Best bridging loan rates
- Expert advice
- Fast approval
- Instant quotes
- Rated excellent on Trustpilot!
- Open 7 days till late
How do I get a quote?
← Fill in the form and we will call you back.
← We usually respond within minutes.
FCA Regulated Bridging Loans in Leicestershire
Bridging loans are fast, flexible financial solutions secured against property—ideal for navigating time-sensitive opportunities in Leicestershire’s diverse property market. Whether you’re buying in central Leicester, developing in Loughborough, or investing in one of the county’s picturesque villages, bridging finance helps you move quickly when timing is critical.
We offer competitive bridging loan rates from just 0.55% per month, with terms designed to minimise delay and maximise flexibility.
Why use a bridging loan in Leicestershire?
Leicestershire’s property landscape includes everything from urban apartments to rural developments—making bridging loans a smart tool for:
- Purchasing a new property before selling your current one.
- Renovating or refurbishing to add value before resale.
- Buying at auction where completion deadlines are tight.
- Accessing short-term capital for property or business use.
With loan sizes starting at £20,000, our options suit homeowners, developers, and property investors across Leicester, Market Harborough, Hinckley, Melton Mowbray, and beyond.
Loan rates and fees
Our bridging loans begin at 0.55% per month, with typical rates ranging from 0.55% to 2%. Your rate depends on:
- Credit profile: Better credit = better rates.
- Property type: Residential property often qualifies for lower rates.
- Loan-to-value (LTV) ratio: Lower LTV can reduce costs.
- Exit strategy: A clear repayment plan helps secure favourable terms.
Additional fees may include:
- Arrangement fee: Usually 2% of the loan.
- Valuation fee: Based on property type and location.
- Legal costs: For both borrower and lender.
Many loans have no exit fees, and interest can often be rolled up, meaning no monthly payments. Use our calculator to estimate your total cost. Note: Some lenders require a minimum interest period, typically 3 months.
Bridging loan types
Open bridging loans
Ideal when your exit strategy—like a future property sale—is not yet confirmed. These offer flexibility but may come with higher rates.
Closed bridging loans
Suited for borrowers with a clear, time-bound exit plan, such as an agreed property sale. These typically offer more competitive rates.
First and second charge loans
- First charge: Used when there is no existing mortgage on the property.
- Second charge: Taken out on properties with an existing mortgage, with the lender’s consent.
Why choose our bridging finance services?
We’re a trusted UK broker working with leading lenders to offer:
- Rates from 0.55% per month.
- Fast funding—often within 72 hours.
- Tailored solutions for residential, commercial, or auction properties.
- Expert advice from FCA-regulated professionals.
From Leicester city centre to Coalville, Ashby-de-la-Zouch, Oadby or Wigston, we understand the local market and deliver results quickly.
Application steps
- Request a quote: Use our calculator or contact us for a free, no-obligation quote.
- Get provisional approval: Receive a decision in principle within hours.
- Valuation: A property survey may be required.
- Fund release: Receive your funds following legal and underwriting checks.
Contact us at 0116 402 7982 or apply online today to get started with bridging finance in Leicestershire.
We provide finance across the UK:
