Why choose us for bridging finance?
- Best bridging loan rates
- Expert advice
- Fast approval
- Instant quotes
- Rated excellent on Trustpilot!
- Open 7 days till late
How do I get a quote?
← Fill in the form and we will call you back.
← We usually respond within minutes.
Apply For Bridging Loans in Wiltshire
Bridging loans are short-term, property-secured financial solutions that provide immediate funds for time-sensitive property transactions, bridging the gap until long-term finance or a sale is secured. In Wiltshire’s diverse property market, from Salisbury’s historic charm to Swindon’s modern developments, these loans enable you to act quickly.
Through us you can access tailored bridging finance with rates starting at 0.55% per month, designed for Wiltshire’s unique needs.
Why bridging loans in Wiltshire?
Wiltshire’s property market, blending rural idylls, market towns, and urban hubs, offers ample opportunities for bridging loans. They’re ideal for:
- Purchasing a new property before selling your existing one.
- Funding renovations to increase property value or marketability.
- Securing auction properties with tight completion deadlines.
- Supporting short-term cashflow for property or business ventures.
With loans ranging from £20,000, we serve homeowners, investors, and developers in Chippenham, Trowbridge, and beyond.
Rates and associated costs
We offer bridging finance with competitive rates starting at 0.55% per month, typically ranging from 0.55% to 2% per month. Rates depend on:
- Credit profile: Strong credit can unlock lower rates.
- Property type: Residential properties often attract better rates.
- Loan-to-value (LTV): Lower LTVs can reduce interest costs.
- Exit plan: A clear repayment strategy lowers lender risk.
Other potential costs include:
- Arrangement fee: Typically 2% of the loan amount.
- Valuation fee: For property assessment.
- Legal fees: Covering legal work for both parties.
Many loans feature no exit fees, and interest can be rolled up, avoiding monthly payments. Estimate costs with our online calculator.
Types of bridging finance
Open bridging loans
These flexible loans have no fixed repayment date, perfect for scenarios where the exit strategy, like a property sale, is not yet finalised. They may carry higher rates due to increased risk.
Closed bridging loans
With a set repayment date, these loans are more cost-effective for borrowers with a confirmed exit plan, such as a property sale with contracts exchanged.
First and second charge loans
First-charge loans are secured on properties without existing mortgages, while second-charge loans sit behind a mortgage, requiring approval from the primary lender.
Why choose us for a bridge loan
As a leading broker, we collaborate with top UK lenders to provide:
- Affordable rates from 0.55% per month.
- Swift funding, often within 72 hours.
- Bespoke solutions for residential, commercial, or auction finance.
- FCA-regulated expertise for trust and reliability.
Our streamlined process ensures rapid funding for projects in Marlborough, Devizes, or Wiltshire’s countryside.
How to get started
- Request a quote: Use our online form or calculator for a free, no-obligation quote.
- Provisional decision: Get a response within hours.
- Property valuation: A survey may be needed.
- Funds released: Access your loan after legal and underwriting steps.
Call 0116 402 7982 or apply online to begin your bridging loan journey.
We provide finance across the UK:
