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Over 30% of Brits Struggling to Meet Mortgage or Rental Obligations

The cost of living crisis is taking its toll on millions of UK citizens, with as many as one third thought to be battling to pay their monthly rent or mortgage payments, with 3% falling behind with mortgage repayments. Analysis performed by the Office of National Statistics, between the 16th […]

Bank of England Considers Withdrawing Mortgage Eligibility Test

Getting a mortgage and qualifying for a competitive deal looks set to become easier, as the Bank of England prepares to withdraw its eligibility test.  A consultation has been launched by the BoE to determine whether the standard affordability test, launched in 2014 to protect households from excessive debt, is […]

Home Loan vs. Mortgage: What’s the Difference?

Home loans and mortgages are almost always interpreted as the same thing. You could argue that a mortgage is a type of home loan, given that it is a loan used to purchase a home. There are significant differences between the two, the terms of their functions and intended applications. […]

How Do Bridging Loans Work for First-Time Buyers?

It is often assumed that bridging finance is a facility restricted exclusively to existing homeowners, however bridging loans can also be a surprisingly flexible, accessible and affordable options for first-time buyers. Eligibility for bridging finance is assessed primarily on the borrower’s ability to provide acceptable security for the loan. If […]

Mortgages Brokers vs Bridging Specialists

To compare mortgage brokers to bridging specialists is a little like comparing apples to oranges. They both exist for a reason and have their benefits, but are nonetheless very different entities. The popularity of bridging finance continues to grow at its fastest ever pace.  Nevertheless, the vast majority of borrowers […]

Longer Mortgages = Bigger Problems, Bank of England Warns

The Bank of England had waded into the rather heated debate regarding the long-term mortgage products many lenders are now offering. There’s been a distinct rise in the number of banks and building societies offering 30-year and 35-year mortgage repayment. Though supposedly to help bring down the monthly costs of […]

UK Reaches Highest Remortgaging Level Since 2009

In addition to a recent surge in the number of first-time buyers taking out new mortgage products throughout March 2017, recent figures have strongly indicated that the number of existing homeowners applying for a remortgage, are also on the increase.  In fact, LMS, one of the UK’s leading conveyancing firms, […]

Bridging Mortgage

Within the formal written offer of a bridging loan, the loan is often referred to as a mortgage. The reason for this is that there are many similarities that occur between the two and in essence they are basically the same thing. Bridging loans are secured as a charge on […]

NACFB

Bridgingloans.co.uk is a trading style of UK Property Finance Ltd which is authorised and regulated by The Financial Conduct Authority (FCA) FRN no 667602. Think carefully before securing debts against your home. Your property could be repossessed if you do not keep up repayments on your mortgage or on any other debt secured on it. The team at UK Property Finance have many years of experience in all types of regulated and unregulated property finance, in-particular bridging finance and property development finance. Not all property finance products are regulated by the Financial Conduct Authority.

Association of Bridging Professionals
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