Secured Loans for Homeowners

A homeowner loan is a long-term borrowing product that is secured against your residential property, so you will obviously need to own your own home or be a mortgage holder in order to get one. By applying online using our services, the amount you are entitled to borrow can range from £15,000 to £250,000, depending on your financial circumstances, with repayment terms typically available from 5 to 25 years. When applying for secured finance, you should always remember that your home could be at risk should you find yourself unable or unwilling to meet the repayments at some point in the future.

How It Works

When you apply for a secured loan product through our website, we will search the entire market on your behalf in order to find the most competitive borrowing product in accordance with your individual needs and borrowing requirements. There are no upfront fees to consider and we always start by performing a soft search that will not affect your credit rating. Once you agree to a loan in principle, we then work as quickly as possible to ensure the funds are available in your banking account within 10 working days.

What We Offer

  • Streamlined application process
  • Loans from £5,000 to £2,500,000
  • Borrow from 1 to 25 years
  • Up to 80% LTV
  • Fast decision, usually in minutes
  • No hidden fees or costs
  • All employment types considered
  • Bad credit history – no problem is a trading style of UK Property Finance Ltd which is authorised and regulated by The Financial Conduct Authority (FCA) FRN no 667602. Think carefully before securing debts against your home. Your property could be repossessed if you do not keep up repayments on your mortgage or on any other debt secured on it. The team at UK Property Finance have many years of experience in all types of regulated and unregulated property finance, in-particular bridging finance and property development finance. Not all property finance products are regulated by the Financial Conduct Authority.

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