Secured Loans at Santander

Secured loans at Santander are available exclusively to current mortgage customers at the bank. In order to qualify, the respective borrower must be fully up-to-date with their mortgage payments and have a strong credit report.

Key characteristics and features of secured loans at Santander include:

  • Minimum loan: £5,000 with no maximum amount.
  • Loans are available for up to 85% of the property value.
  • Can be repaid over a period of up to 35 years.
  • Option to repay the loan early.
  • Not available to new Santander customers.
  • Extensive credit checks and proof of income are required.

For those who qualify, a secured loan from Santander can be provided at a competitive rate of interest. However, there isn’t a great deal of flexibility, and loans are exclusively available to existing mortgage customers.

Flexible, secured loans

Qualifying for a secured loan with banks like Santander typically means going through a long and complex application process, one that typically involves extensive credit checks and the requirement to provide proof of income. As secured loans at Santander are inaccessible for non-customers, you’ll need to look elsewhere if you don’t already bank with them. The good news is that a quick call to Bridgingloans.co.uk is all it takes to set the wheels in motion!

Our approach to secured loan applications is effectively the opposite of Santander’s. For one thing, we welcome new customers from all backgrounds, searching for competitively secured loans for all purposes. Whether you’re looking to borrow a little or a lot, we’ll do whatever it takes to provide you with an unbeatable deal. Along with major high-street names like Santander, we work closely with independent lenders to access exclusive deals you won’t find elsewhere. With a firm focus on flexibility, you can have your hands on the funds you need in a matter of days.

All cases considered

Eligibility for our secured loans is established purely on the basis of collateral. If you can cover the cost of the loan with one or more properties, you won’t be required to undergo a credit check. Even if you’ve been declared bankrupt in the past or have CCJs on your record, you could still qualify for the secured loan you need. If the High Street has turned you down, it’s time to look beyond it with the help of Bridgingloans.co.uk!

Our secured loans are available for almost any amount and for any legal purpose whatsoever. Furthermore, our independent lending partners are often happy to consider alternative types of collateral, if preferred.

Bank Compare Rate
Barclays Barclays secured loans
Halifax Halifax secured loans
HSBC HSBC secured loans
Lloyds Bank Lloyds Bank secured loans
Nationwide Nationwide secured loans
NatWest NatWest secured loans
Post Office Post Office secured loans
RBS RBS secured loans
Santander Santander secured loans
Shawbrook Bank Shawbrook Bank secured loans
Skipton Building Society Skipton secured loans
Tesco Tesco secured loans
Together Money Together Money secured loans
Yorkshire Bank Yorkshire Bank secured loans
Woolwich Woolwich secured loans