Secured Business Loans
If you own a small business and you require swift access to a secured borrowing product then our experienced financing specialists are here to help. In addition to our intelligently streamlined and highly affordable secured loans for residential borrowers, we have responded to demand with a flexible range of products and services for UK business customers, including secured self-employed loans and bridging finance.
Whether you work alone as a self-employed tradesman and you need to invest in some additional equipment, or you run a small to medium sized enterprise (SME) with a number of employees and you are looking to solve an urgent cash-flow problem, a secured business loan could solve all of your problems and our competitive borrowing rates are amongst the lowest on the market.
What is a secured business loan?
Secured business loans are typically high-value borrowing products, usually within the region of £25,000 to £750,000 and above, that are typically repaid in a 2 to 10 year period. In order to access the funds, the business owner applying for finance needs to provide security, which is normally given in the form of an owned or mortgaged property. This could be a factory unit, a borrower’s home, a warehouse or even a plot of industrial development land. In short, as long as the lender knows that they will have no trouble selling an asset to retrieve their funds in the case of a borrower defaulting, you can use almost any type of real estate imaginable as collateral.
As well as land and commercial property, some lenders will even allow the borrower to secure a loan against other assets such as fittings and fixtures, company vehicles and industrial machinery. The funds themselves can be used for all manner of reasons.
With a secured business loan you could:
- Pay an unexpected tax bill
- Solve cash flow issues
- Invest in new machinery or equipment
- Buy a new premises
- Expand your vehicle fleet
- Finance an effective marketing campaign
- Commercial Bridging Loans
As well as offering long-term secured business loans, we are also able to provide intelligent bridging finance options. Using any residential, mixed-use or commercial property that you can offer as security, we can provide fast and affordable solutions which can be approved and released in under a week. With borrowing rates starting at just 0.43% per month, and the ability to roll-up any fees and interest charges until the end of the loan term, our highly affordable commercial bridging products provide exceptional value for money and unrivalled flexibility. For more information, simply get in touch with one of our qualified experts.