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Whole of Market Bridging Loans Broker
Bridgingloans.co.uk is a well established master finance broker directly regulated by the FCA (Finance Conduct Authority). As a trading style of UK Property Finance Ltd we are committed to providing service excellence & total transparency to our clients. We have access to the best bridging loan rates in the UK.
About Our Bridging Loans
- Master broker with market leading rates
- Access to numerous ‘special’ products
- No upfront fees
- Many years of relevant senior experience
- Business / Commercial Bridging Finance
- FCA regulated 667602 & ICO (Data Protection Registered) ZA115985
- Whole of Market Offering
- Products covering all scenarios
- Extended opening hours, 7 days per week
- Residential & Development Finance
Shortlisted As Best Bridging Finance Broker
We are proud to be shortlisted as the best bridging finance broker. UK Property Finance is a fully independent FCA regulated organisation. Committed to quality, transparency and comprehensively objective advice. The UK bridging loans market is growing at its fastest-ever pace emphasising the significance of our nomination for such a prestigious award.
The 4 Step Bridging Loan Process
It is our aim to provide expert bridging solutions without the confusion so have simplified the process you will go through when applying for bridging finance.
1) Basic enquiry – We provide each of our prospective clients with free and impartial advice during an initial consultation over the phone where we will discuss your individual requirements, personal circumstances and the available options. As qualified bridging specialists, we will approve the decision to lend in principal there and then, whilst providing an accurate estimation of the borrowing costs.
2) Detailed quote and loan acceptance – It usually takes around an hour or two for us to source a suitable finance solution. Next, we will send you an email with a detailed quote once you have been accepted by one of our lenders.
3) Property valuation and legal works – If you decide to go ahead with the bridging loan offer, we will then need to instruct a valuation on the property you are using as collateral. Although this is not always necessary, the majority of lenders will require a valuation to be carried out.
Depending on the urgency of the situation, the necessary legal works can be carried out at the same time as the valuation although, in most instances, they can be dealt with nearer the time of the funds being issued.
4) Completion or Payout – Also known as Drawdown, once the loan is ready the funds can be released to the borrower either immediately or as soon as they are needed.
Common Uses for Bridging Finance
Business Funds
Need short term working capital for your business in the UK.
Auction Finance
Purchasing bargain property at auction and need finance fast.
Cash Flow Problems
You require cash urgently due to a temporary financial set back.
Tax Liabilities
Finance unexpected tax bills and get HMRC payments up to date.
Property Refurb
Upgrade your residential property or business premises in the UK.
Buy to Let
Do not miss a buy to let property investment opportunity in the UK.
Moving House
Seen your ideal property but in a chain & need temporary funding.
Chain Break
Property sale falls through due to a chain member pulling out.
No Bridge Too Far!
“The team at BridgingLoans.co.uk have demonstrated outstanding professionalism and market knowledge concerning commercial funding in what is a very difficult market. The diligence and integrity in all matters concerning my own business has been exemplary. They are first class communicators, ensuring that you are always up to date with the status of any transaction and proved capable of delivering on the finance required.”
Mr A Rutherford.
Royal Saint Davids Golf & Hotel Complex
