Bridging Loan Types


Our criteria on bridging loans depends on which fund or lender we use. This means it is not possible to give accurate rates and costs without speaking with you directly, however we can give you a guideline that will help you understand what is available within the market.

Criteria Per Bridging Loan Type

Residential Bridging Loans

  • Maximum 1st Charge Loan — 75% LTV. This can increase to over 100% with additional security
  • Minimum loan size – £25,001
  • Minimum term — 1 day
  • Maximum term — 12 months. Extensions can be agreed in certain circumstances
  • Interest Rate from 0.49% per month

Commercial Bridging Loans

  • Maximum 1st Charge Loan — 55% LTV. This can increase to over 100% with additional security
  • No minimum loan size
  • Minimum term — 1 day
  • Maximum term — 12 months. Extensions can be agreed in certain circumstances
  • Interest Rate from 1.0% per month

Bridging Loans on Land

  • Maximum 1st Charge Loan — 50% LTV
  • No minimum loan size
  • Minimum term — 1 day
  • Maximum term — 12 months. Extensions can be agreed in certain circumstances
  • Interest Rate from 1.0% per month

***Terms and conditions apply***

Last Updated: Jan 18, 2017 @ 3:40 pm
NACFB

Disclaimer

The advice and processing on all financial products introduced via this website will be handled by UK Property Finance Ltd, which is authorised by The Financial Conduct Authority (FCA) no 667602. The FCA do not regulate all mortgages such as Buy to Let and Commercial. Think Carefully before securing debts against your home. Your property could be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

Association of Bridging Professionals
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