Secured Loans at RBS

Royal Bank of Scotland (RBS) is a household name among private and business borrowers alike. Proudly serving tens of millions of customers across the UK and beyond, RBS-secured loans are available in the form of mortgages and mortgage extensions.

Key functions and features of secured loan services at RBS include:

  • Apply for 90% of the property’s value.
  • Repay the loan over a period of 3 to 35 years.
  • Minimum loan value: £10,000 with no upper limit.
  • Mortgage extensions are available exclusively to RBS customers.
  • Credit checks and proof of income are required.
  • Interest rates and overall borrowing costs vary.

RBS also has a dedicated business banking arm, which provides secured loan services for commercial and general business purposes. Applications are considered individually by way of merit, though in most cases, credit checks and financial status verification are standard.

Secured loans made simple

Applying for a secured loan with a major bank can be surprisingly difficult. Unless you plan to take out a traditional mortgage on a property, you may be out of luck. Secured loans at RBS and most high street banks are limited to conventional home loans, which are tricky to organise and time-consuming in the extreme. Hardly ideal, particularly if you need to get your hands on your money as soon as possible.

Here at Bridgingloans.co.uk, we specialise in secured loans made simple. Unlike major high-street names like RBS, we do everything we can to simplify and streamline applications for our clients. Working with specialist lenders across the UK, we provide access to flexible and affordable secured loans for all purposes.

Borrow as little or as much as you like, choosing from short- or long-term repayment periods as you prefer. Whatever you need the money for, we’ll ensure it’s in your hands as quickly as possible!

Poor credit applications are welcome

Best of all, we don’t just consider poor credit applicants; we welcome them! We understand how difficult (if not impossible) it can be to maintain immaculate credit. That’s why we work exclusively with the UK’s most dynamic specialist lenders, who consider all applications by way of merit.

If the value of your property covers the cost of the loan, acceptance is pretty much guaranteed. There are no credit checks or proof of income required – a simple, sensible approach to secured loan applications.

Our exclusive online loan calculator provides a helpful overview of the options available. If you decide to go ahead with your application, we’ll carry out a whole-of-market comparison on your behalf. After which, it’s simply a matter of choosing the best deal to suit your requirements and budget.

Bank Compare Rate
Barclays Barclays secured loans
Halifax Halifax secured loans
HSBC HSBC secured loans
Lloyds Bank Lloyds Bank secured loans
Nationwide Nationwide secured loans
NatWest NatWest secured loans
Post Office Post Office secured loans
RBS RBS secured loans
Santander Santander secured loans
Shawbrook Bank Shawbrook Bank secured loans
Skipton Building Society Skipton secured loans
Tesco Tesco secured loans
Together Money Together Money secured loans
Yorkshire Bank Yorkshire Bank secured loans
Woolwich Woolwich secured loans